Celebrating 104 Years

We, at Troy Bank and Trust, know when you decide to buy a home or refinance a mortgage, it is a big step. You can trust us to find the loan program that's best for you.

Buying a new home can be a source of anxiety, frustration -- and a huge sense of accomplishment. You did not pick the house that was best for someone else, you picked the one that is right for you! Trust our professionals to find the mortgage loan that best fits your needs, too.  Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You have been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you are making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you. We will help you apply for the right mortgage loan for you.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.